When you are involved in an accident, it is very important to document various aspects of the accident, including the vehicle, the scene and your injuries, if any are visible. Most people have cell phones that have cameras. Use your phone to photograph the scene and important facts of the accident.
You need to photograph any and all vehicles, which are involved in the accident, before they are moved to better show each vehicle's exact position at the time of the accident on the street or freeway. Any damage to vehicles is also important to document the exact point of impact and the extent of damage to the vehicles.
It is also important to photograph any visible injuries such a cuts, scrapes, scratches, bumps, burn marks, swelling and bruises, although many may not appear immediately after the accident but may become more visible as the days progress.
Another important aspect to photograph would be the license plates of all vehicles involved as well as perhaps any witnesses' license plates, if they were in vehicles, so as to further locate witnesses, should they leave before you are able to take down their information.
If you do not have cell phone or one with a camera, be sure to carry a disposable camera in your glove box at all times for this exact reason.
Photographs are important because they can be analyzed at a later date for more information and facts and can also help determine the speed and direction of the vehicle at the time of the accident.In Texas find great legal help here @ https://fordandlaurel.com
Comprehensive auto insurance coverage will pay for all direct and accidental losses not caused by an automobile accident to your insured vehicle or to a vehicle damaged by you, including its equipment. This coverage can also carry a deductible, which is the amount that you would have to pay out of pocket before your insurance picks up the rest.
* For example, comprehensive coverage pays for damages caused by:
- Contact with a bird or animal
- Falling or flying objects
- Theft or larceny
- Hail, water or flood
- Malicious mischief or vandalism
- Riot or civil commotion
- Breakage of glass
- Explosion or earthquake * Note this is subject to whatever "exclusions" are in your insurance policy.
However, how much your insurance company will pay out does have its limitations. As the actual cash value of your car is the most that this coverage can pay out and possible factors for evaluation may consist of your car's purchase price, age and wear and tear.